The Etk.fi website, produced and maintained by the Finnish Centre for Pensions, is a web service for experts and co-operation partners in the field of earnings-related pension.

The website gives you access to the competence of our experts and their extensive experience of the Finnish earnings-related pension scheme and the role it plays in society. Our website offers information on pension security, now and in the future. Here you will also find expert services for the implementation of pension security, and information on training courses in the earnings-related pension field.

We also provide comprehensive reviews of pension security in other countries, both structurally as well as from the viewpoint of someone active in the global labour market.

On the Etk.fi website, pension matters are processed only generally, and the text cannot be considered legal or legally binding.

If you wish to check your pension record or apply for pension, or if you are looking for general information on pension, please visit the Työeläke.fi website.

The service works best with newer browser versions.

JavaScript is used in the Etk.fi service, so please set your browser settings to allow JavaScript. JavaScript is a programming language used in auxiliary functions such as opening new browser windows, managing error messages and checking information that has been entered. Browsers are usually set to allow JavaScript by default.

In order to print forms and publications available through our service, you will need a PDF reader. E.g. Adobe Reader is available for download free of charge from the Adobe website.

The copyright of the Etk.fi web service is held by the Finnish Centre for Pensions. The editor-in-chief of the service is communications manager Johanna Louhimies.

The copyright and other rights to the service are held by the Finnish Centre for Pensions. The Finnish Centre for Pensions maintains the right to make changes to the contents, usage and technical aspects of the service, or limit access to the service, at any given time.

Irrespective of the copyright, the pages of the Etk.fi web service can be freely borrowed and copied. Responsibility for the contents and for keeping them up to date is then transferred to the borrowing or copying party. It is good practice for a borrowing party to acknowledge the source of information.

The web service deals with pension matters at a general and informative level. The Finnish Centre for Pensions is not responsible for the suitability of the information presented in the service to the personal needs of a web service user, or for the consequences of decisions or measures taken based on such information, or based on possible errors in the service.

The Finnish Centre for Pensions does not guarantee uninterrupted service of the Etk.fi website. The Finnish Centre for Pensions is not responsible for any damage, wear or loss incurred by using the service. It is also not responsible for any damages caused by disruptions in telecommunications, data system errors, harmful software or information security risks.

Cookies

We use cookies in, among other things, the chat function between you and our Customer Service. The cookies help us develop our services as they show us statistics on the number of visitors to our website. We also share information with our cooperative partners on how you use our website.

Cookies are small text files that can be used by websites to make a user’s experience more efficient.

The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission.

This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.

You can at any time change or withdraw your consent from the Cookie Declaration on our website.

Read more in our terms and conditions and instructions on who we are, how you can contact us and how we handle your personal data. The instructions include a link to, among other things, the privacy statement (available only in Finnish and Swedish).

Finnish Centre for Pensions – Central body of and expert on statutory earnings-related pensions