Topical issues

The financing outlook for earnings-related pensions has improved following Finland’s pension reform. At the same time, the future contribution rate under the Employees Pensions Act (TyEL) has become more uncertain, according to the Finnish Centre for Pensions’ new long-term projections.

Two thirds of Finns oppose cuts to current or future pensions as a way to improve pension funding. Half of respondents to the Finnish Centre for Pensions’ most recent Pension Barometer say they trust the pension system.

This year’s recipient of the Finnish Centre for Pensions’ Pro Gradu Award is Zamzam Elmi, a Master of Social Sciences graduate. Elmi’s Master’s thesis examines how pension insurance professionals view the potential use of artificial intelligence (AI) in the assessment of disability pensions in Finland. Each year, the Finnish Centre for Pensions awards the prize to an outstanding Master’s thesis on a pension-related topic.

For many people, a monthly pension of around €900 makes everyday life easier. The partial old-age pension also allows people to reduce their working hours in the final years of their career without a major drop in income.

Työeläke.fi now helps users to find the right information more easily than ever. The new visual features make the content easier to scan quickly, support navigation around the site and, above all, make information about earnings-related pensions easier to understand. Services that require identification, as well as the calculators, remain unchanged.

The Finnish Centre for Pensions received recognition in the European Labour Authority’s (ELA) competition. The award was given for the Finnish Centre for Pensions’ website and service, which simplify the process of determining social insurance contributions in cross-border employment.

Platform workers in Finland have a lower average annual income than people who do not engage in platform work, new research indicates. Platform workers’ income and sources of income also vary more than in the rest of the population. They transition more frequently than others between wage employment, self-employment, studies and unemployment.

Finns’ trust in the Finnish earnings-related pension system varies according to their perceived social status. A study conducted by the Finnish Centre for Pensions found that Finns’ trust in pensions falls can be categorised into three distinct groups.

A more flexible framework is being proposed for disability pensioners, enabling them to combine work and receiving a pension more easily. This flexible model is currently progressing through the Finnish Parliament and is expected to come into effect at the beginning of 2028.

Finnish pension investors performed well in the international investment performance comparison for 2025. In the category of investors governed by solvency regulations, the Finns once again took all the top positions, just as they did the previous year.