Statistical Data
In 2022, the Finnish Centre for Pensions sent a total of 7,017 pension claims abroad. The majority (59 %) was sent to Sweden (4,145 claims).
Estonia received the second highest number (998) of pension claims from Finland. This equalled 14 per cent of all pension claims sent abroad. The third highest number of claims was sent to Norway (518 claims or 7%) and the fourth to Germany (348 claims or 5%).
The remaining claims were sent mainly to the UK (141 claims), Switzerland (140 claims), France (69 claims), the US (66 claims), Denmark (58 claims), Spain (56 claims) and Italy (56 claims). Other EU/EEA countries and countries with which Finland has a social security agreement received a total of 422 pension claims.
| Total | 7,017 |
| Coutry | Application |
|---|---|
| 1. Sweden | 4,145 |
| 2. Estonia | 998 |
| 3. Norway | 518 |
| 4. Germany | 348 |
| 5. UK | 141 |
| 6. Switzerland | 140 |
| 7. France | 69 |
| 8. USA | 66 |
| 9. Denmark | 58 |
| 10. Spain | 56 |
| 11. Italy | 56 |
| 12. Netherlands | 53 |
| 13. Poland | 48 |
| 14. Belgium | 39 |
| 15. Canada | 30 |
| 16. Latvia | 25 |
| 17. Bulgaria | 24 |
| 18. Hungary | 24 |
| 19. Ireland | 22 |
| 20. Austria | 21 |
| 21. Greece | 21 |
| 22. Lithuania | 18 |
| 23. Romania | 13 |
| 24. Luxembourg | 12 |
| 25. Portugal | 11 |
| 26. Australia | 10 |
| 27. Iceland | 8 |
| 28. Czech Republic | 8 |
| 29. Israel | 7 |
| 30. Cyprus | 6 |
| 31. Croatia | 5 |
| 32. Malta | 4 |
| 32. Slovenia | 4 |
| 33. India | 3 |
| 34. Slovakia | 3 |
| Others* | 3 |
*) Others include countries to which only one claim has been forwarded in 2022.
The number of pension claims sent abroad has taken a downward turn for several years. However, in 2022, the volume increased by 1,300 claims compared to 2021. The exceptionally high increase of the earnings-related pension index encouraged people to claim pensions particularly towards the end of 2022, which was also reflected in the number of pension claims sent abroad.
The number of pension claims sent abroad by the Finnish Centre for Pensions is expected to continue to decline over the next three years. After that, the number is expected to stabilize and remain at the same level for several years.
The main projected decline relates to claims sent to Sweden. Many of the baby boomers worked in Sweden in the 1960s and 1970s. Most of them have already retired.