Etk.fi – the Expert’s Key to Information on Earnings-related Pension
The Etk.fi website, produced and maintained by the Finnish Centre for Pensions, is a web service for experts and co-operation partners in the field of earnings-related pension.
The website gives you access to the competence of our experts and their extensive experience of the Finnish earnings-related pension scheme and the role it plays in society. Our website offers information on pension security, now and in the future. Here you will also find expert services for the implementation of pension security, and information on training courses in the earnings-related pension field.
We also provide comprehensive reviews of pension security in other countries, both structurally as well as from the viewpoint of someone active in the global labour market.
On the Etk.fi website, pension matters are processed only generally, and the text cannot be considered legal or legally binding.
If you wish to check your pension record or apply for pension, or if you are looking for general information on pension, please visit the Työeläke.fi website.
The service works best with newer browser versions.
JavaScript is used in the Etk.fi service, so please set your browser settings to allow JavaScript. JavaScript is a programming language used in auxiliary functions such as opening new browser windows, managing error messages and checking information that has been entered. Browsers are usually set to allow JavaScript by default.
In order to print forms and publications available through our service, you will need a PDF reader. E.g. Adobe Reader is available for download free of charge from the Adobe website.
The copyright of the Etk.fi web service is held by the Finnish Centre for Pensions. The editor-in-chief of the service is communications manager Johanna Louhimies.
The copyright and other rights to the service are held by the Finnish Centre for Pensions. The Finnish Centre for Pensions maintains the right to make changes to the contents, usage and technical aspects of the service, or limit access to the service, at any given time.
Irrespective of the copyright, the pages of the Etk.fi web service can be freely borrowed and copied. Responsibility for the contents and for keeping them up to date is then transferred to the borrowing or copying party. It is good practice for a borrowing party to acknowledge the source of information.
The web service deals with pension matters at a general and informative level. The Finnish Centre for Pensions is not responsible for the suitability of the information presented in the service to the personal needs of a web service user, or for the consequences of decisions or measures taken based on such information, or based on possible errors in the service.
The Finnish Centre for Pensions does not guarantee uninterrupted service of the Etk.fi website. The Finnish Centre for Pensions is not responsible for any damage, wear or loss incurred by using the service. It is also not responsible for any damages caused by disruptions in telecommunications, data system errors, harmful software or information security risks.
Various phishing and scam messages and phone calls are ways in which criminals try to get access to personal and banking data. The attackers pretend to be banks and authorities when they phish for information. Read all messages you get in peace and make sure they are trustworthy.
Authorities, banks or Suomi.fi never ask for your personal data or banking codes with text or instant messages or e-mails. Watch out every time you get a message that requests you to provide information or to click a link to log in. Make sure the message, its sender and the link are trustworhty before you react.
Always check that you are transferring to a real webaddress. For example, the results of search engines (Goodle, Bing and others) can be masked to resemble existing websites, but the web addess of the browser reveals that it’s a fake website.
When you open a link in social media on your phone, you may be directed to a browser within the application in which the browser’s address field isn’t visible. Don’t enter your personal or banking data in an internal browser in social media. At the top of the webpage, you can change the social media’s internal browser to your default browser.
But the safest option is to always write the entire webb address into the address field of the browser. You can also store the webb addresses of the services you use as bookmarks or favourites in your browser.
If you suspect that the message you have received is a scam message:
- Don’t klick any links included in the message.
- Don’t reply to the message or enter your data into requested fields.
- If you suspect that your banking credentials have fallen into the wrong hands, contact your bank’s customer service immediately. After that, report the offence to the police.
Read also the guidelines at the Suomi.fi website: My personal data has been stolen or leaked
More on how to protect yourself against online scams at the National Cyber Security Centre’s website.