Etk.fi – the Expert’s Key to Information on Earnings-related Pension
The Etk.fi website, produced and maintained by the Finnish Centre for Pensions, is a web service for experts and co-operation partners in the field of earnings-related pension.
The website gives you access to the competence of our experts and their extensive experience of the Finnish earnings-related pension scheme and the role it plays in society. Our website offers information on pension security, now and in the future. Here you will also find expert services for the implementation of pension security, and information on training courses in the earnings-related pension field.
We also provide comprehensive reviews of pension security in other countries, both structurally as well as from the viewpoint of someone active in the global labour market.
On the Etk.fi website, pension matters are processed only generally, and the text cannot be considered legal or legally binding.
If you wish to check your pension record or apply for pension, or if you are looking for general information on pension, please visit the Työeläke.fi website.
The service works best with newer browser versions.
In order to print forms and publications available through our service, you will need a PDF reader. E.g. Adobe Reader is available for download free of charge from the Adobe website.
- URL addresses of visited pages in Etk.fi,
- version and language settings of the browser used,
- resolution of the operating system and screen used to read Etk.fi,
- time when the website has been accessed,
- whether and when the user has visited Etk.fi before,
- which address the user has come from to Etk.fi,
- the geographical location of the user, and
- the number of pages viewed in Etk.fi.
The service will not save the cookies on your hard drive, only in the cache memory of the browser you are using. As a rule, cookies are permitted by default. The cookies set by this service will be removed when you empty the cache memory of your browser.
By using our website you are giving your consent for us to set cookies.
If you disable cookies we can no longer guarantee that the service will work. For more information on how to enable/disable cookies, consult the browsers’ websites:
Read also about our data protection practices.
The copyright of the Etk.fi web service is held by the Finnish Centre for Pensions. The editor-in-chief of the service is the web editor-in-chief of the Finnish Centre for Pensions, Johanna Louhimies.
The copyright and other rights to the service are held by the Finnish Centre for Pensions. The Finnish Centre for Pensions maintains the right to make changes to the contents, usage and technical aspects of the service, or limit access to the service, at any given time.
Irrespective of the copyright, the pages of the Etk.fi web service can be freely borrowed and copied. Responsibility for the contents and for keeping them up to date is then transferred to the borrowing or copying party. It is good practice for a borrowing party to acknowledge the source of information.
The web service deals with pension matters at a general and informative level. The Finnish Centre for Pensions is not responsible for the suitability of the information presented in the service to the personal needs of a web service user, or for the consequences of decisions or measures taken based on such information, or based on possible errors in the service.
The Finnish Centre for Pensions does not guarantee uninterrupted service of the Etk.fi website. The Finnish Centre for Pensions is not responsible for any damage, wear or loss incurred by using the service. It is also not responsible for any damages caused by disruptions in telecommunications, data system errors, harmful software or information security risks.