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9.12.2025 News

Effects of pension reform thoroughly evaluated using several distinct calculation models

The Finnish Centre for Pensions has released a report examining the implications of the earnings-related pension reform agreed at the beginning of 2025. The reform particularly amends the investment and financing regulations of the pension scheme under the Employees Pensions Act (TyEL). The report assesses the impact of the reform using a variety of calculation methods. For the first time, the Finnish Centre for Pensions is publishing calculations based on stochastic population forecasts, as well as institution-specific projections.

21.11.2025 News

The employee pension contribution is being standardised

In 2026, earnings-related pension contributions will change: in the future, all employees will pay the same amount in pension contribution, regardless of age.

More news

Blogs

15.8.2025 Arie Riekhoff

Addressing financial hardship throughout the life course can improve pension adequacy

Our latest study shows that experiencing financial problems during the early and mid-life course does not necessarily bear negative consequences for one’s pension income in old age. However, a better understanding of the connections between economic wellbeing in earlier and later life helps in shaping better policies for ageing societies.

8.5.2025 Monika Sievänen

Who is considered an employee and who is self-employed?

Many people are unclear about how employment should be insured. The situation is clear from the point of view of earnings-related pension law: people who carry out work for pay are insured either as employees or as self-employed.

Earlier blog posts

Themes

Reforming earnings-related pensions

The final report of the tripartite working group was published on 31 January 2025. The Ministry of Social Affairs and Health has begun the legislative drafting process. We have compiled data on the themes relating to the pension reform. The website 2025 Pension reform contains information on, for example, the pension reform working groups.

Year 2026

News and press releases

9.12.2025 News

On pensions elsewhere

8.12.2025 Telp.fi

For a well functioning pension system

My pension

Current issues

Effects of pension reform thoroughly evaluated using several distinct calculation models

The employee pension contribution is being standardised

Blogs

Addressing financial hardship throughout the life course can improve pension adequacy

Who is considered an employee and who is self-employed?

Themes

Reforming earnings-related pensions

Year 2026

News and press releases

Effects of pension reform thoroughly evaluated using several distinct calculation models

The employee pension contribution is being standardised

Wages on the rise – young people face increasing barriers to entering the labour market

Confirmed life expectancy set to cut new pensions for those born in 1964 by 5.4 per cent in 2026

Webinar ETK Pension Research Forum on 16 March 2026 – Open call for presentations

On pensions elsewhere

Ajankohtaista Ruotsin eläkkeistä vuonna 2026

Jukka Rantalan selvitys: selkeyttä yrittäjän työtulon määräytymiseen

Työttömyyskassafuusio aiheuttaa palkattomien etuuksien ilmoitusliikennekatkon vuodenvaihteessa

Arkistolainsäädäntöä ajantasaistetaan ja selkeytetään

Osakemarkkinoiden hyvä vire kasvatti eläkevaroja – rahastoissa 279 miljardia

Finnish Centre for Pensions – Central body of and expert on statutory earnings-related pensions