Topical issues

From 1 May 2026 onwards, the partial old-age pension will be considered income when calculating the general social security benefit paid by Kela. This may reduce the amount of the general social security benefit. It is worth finding out the effect before applying for a partial old-age pension.

The age at which people retire on an earnings-related pension in Finland has increased faster than anticipated. Last year, the average effective retirement age was 63.2 years At the same time, the employment rate among older people continued to improve.

The second ETK Pension Research Forum delves into distributional aspects of pension policies and the consequences of increasing retirement ages. Welcome to the webinar on Monday 16 March 2026 at 13:00–15:30 (CET). The webinar is in English.

Rising globalisation in the workplace and greater awareness are reflected in the growing number of A1 certificate applications. Applications for pensions from abroad were also on the increase in 2025 compared to 2024. In 2025, the Finnish Centre for Pensions granted 26,700 certificates on coverage by Finnish social security while working abroad. This is an …

Each year, the Finnish Centre for Pensions grants a Pro Gradu Award of €2,000 to a quality Master’s thesis accepted at a Finnish university in the previous calendar year. Applications for the 2025 Pro Gradu Award should be submitted by 13 March 2026.

You can now find information on earnings-related pensions in an increasing number of languages. In addition to materials in English, Finnish, Swedish, Estonian and Russian, we now also offer pension information in Northern Sámi.

In 2026, there will be some important changes to earnings-related pensions in Finland: new age groups will reach their retirement age, pensions will accrue in the same way for everyone, and pensions can grow for one additional year. Adjustments to indexes and the life expectancy coefficient will also affect pension amounts. On this page, you will find the most significant changes at a glance.

For many years, the number of old-age pensioners has been on the rise, but now the trend has levelled off. The rising retirement age has led to a decline in the number of working pensioners. Working particularly attracts pensioners who are highly educated and have higher incomes.

In recent decades, pension reforms have been driven globally by population ageing, economic crises and transforming working lives. The goal has been to secure pension systems’ financial sustainability and pension adequacy. This new report of the Finnish Centre for Pensions presents the key trends in paradigmatic pension reforms from an international comparative perspective.

The Finnish Centre for Pensions has released a report examining the implications of the earnings-related pension reform agreed at the beginning of 2025. The reform particularly amends the investment and financing regulations of the pension scheme under the Employees Pensions Act (TyEL). The report assesses the impact of the reform using a variety of calculation methods. For the first time, the Finnish Centre for Pensions is publishing calculations based on stochastic population forecasts, as well as institution-specific projections.