Topical issues

Retiring is a major change that will affect your finances and everyday life. The new Suomi.fi guide provides clear instructions for planning your retirement and applying for a pension. The Finnish Centre for Pensions has taken part in designing and creating the guide.

Each year, more than 17,000 Finns retire on a disability pension. A growing proportion of them are over 60 years old. Among the older workforce, the most common cause of disability is musculoskeletal disorders.

Saving for retirement has increased among all age groups, but particularly among young adults. According to a recent study by the Finnish Centre for Pensions, nearly half of the 25–34-year-olds reported in 2024 that they have saved for retirement.

The assets of the Finnish earnings-related pension system continued to grow in 2025 – for a third year in a row. At the end of the year, the assets amounted to 290 billion eros, up by nearly 6 per cent from 2024. The data stems from the recent statistics on money flows of the Finnish Centre for Pensions.

From 1 May 2026 onwards, the partial old-age pension will be considered income when calculating the general social security benefit paid by Kela. This may reduce the amount of the general social security benefit. It is worth finding out the effect before applying for a partial old-age pension.

The age at which people retire on an earnings-related pension in Finland has increased faster than anticipated. Last year, the average effective retirement age was 63.2 years At the same time, the employment rate among older people continued to improve.

The second ETK Pension Research Forum delves into distributional aspects of pension policies and the consequences of increasing retirement ages. Welcome to the webinar on Monday 16 March 2026 at 13:00–15:30 (CET). The webinar is in English.

Rising globalisation in the workplace and greater awareness are reflected in the growing number of A1 certificate applications. Applications for pensions from abroad were also on the increase in 2025 compared to 2024. In 2025, the Finnish Centre for Pensions granted 26,700 certificates on coverage by Finnish social security while working abroad. This is an …

Each year, the Finnish Centre for Pensions grants a Pro Gradu Award of €2,000 to a quality Master’s thesis accepted at a Finnish university in the previous calendar year. Applications for the 2025 Pro Gradu Award should be submitted by 13 March 2026.

You can now find information on earnings-related pensions in an increasing number of languages. In addition to materials in English, Finnish, Swedish, Estonian and Russian, we now also offer pension information in Northern Sámi.