According to the customer classification made by the Grey Economy Information Unit of the Tax Administration, every fourth case of supervision relates to insurance unclarities in construction firms that operate in Uusimaa. The following most common employer groups operate in trade and the hotel and restaurant business.
According to the customer classification of the Grey Economy Information Unit, the targets of earnings-related pension insurance supervision have not changed much in recent years. As noticed also by the Supervisory Department of the Finnish Centre for Pensions, shortcomings in taking out pension insurance can be found in all lines of business. In some cases, it is a conscious neglect of the insurance obligation while in others, it’s a question of unintentional mistakes.
The largest employer group (25%) caught through supervision are construction firms that operate in Uusimaa, have an annual wage bill of 100-500 thousand euros and have been in business for more than five years. The following most common employer groups operate in trade and the hotel and restaurant business. The top three groups have remained the same for the last two years.
Often also tax debts
Employers who have shortcomings in pension insurance matters very often also have tax debts. In the last two years, nearly half of them had tax debts, although the percentual share had decreased to 32 per cent in 2016.
The data stems from the customer classification that the Grey Economy Information Unit does to support the planning and targeting of authority operations. The Unit made an equivalent classification for the Finnish Centre for Pensions in 2014 and 2015.
Key figures for customer classification
|Supervised in 2014||Supervised in 2015||Supervised in 2016|
|Number of companies||1,615||1,379||2,061|
|Hotel and restaurant||7.9%||9.9%||6.9%|
|Less than 10 employees||38.6%||37.6%|
|10 – 49 employees||28.9%||44.2%|
|Annual gross wages|
|€15 – 100 thousand||26,5 %||24,6 %||19,3 %|
|€100 – 500 thousand||33.5%||36.3%||45.9%|
|€100 – 400 thousand||22.6%||25.7%||22.9%|
|€400 thousand – 2 million||28%||33%||24.6% (€ 400 thousand – 1 million)|
|Bankruptcy and reorganisation||18.6%||11.7%||9%|