Years-of-service Pension After Hard Work and Reduced Ability to Work

The years-of-service pension is a new pension. A person may qualify for a years-of-service pension if

  • they have done mental or physical work that requires great effort for at least 38 years,
  • their ability to work is reduced,
  • they were born in 1955 or later, and
  • they are 63 or older.

The years-of-service pension offers an opportunity for retirement to those whose ability to continue working has been reduced but who are not entitled to a full disability pension.

The long full-time working life (min. 38 years) of strenuous work can include short breaks, such as maternity, paternity and parental leaves, spanning a total of 3 years.

The requirement of 38 years of work that requires great effort is checked based on the data in the registers of the earnings-related pension system and legitimate statements presented by the applicant. The application for a years-of-service pension must be submitted within one year from stopping working.

The years-of-service pension can be granted to persons born in 1955 or later as their retirement age will be higher than 63 years. After 1965, the age limit requirement for the years-of-service pension will be linked to life expectancy. The first years-of-service pensions will be paid in 2018.

The years-of-service pension is the same amount as the pension earned by the end of the month before the pension starts. The years-of-service pension is smaller than the disability pension since the years-of-service pension does not include a projected pension component.