Working in a social security agreement country

Finland has signed bilateral social security agreements with Australia, Canada, Chile, China, India, Israel, Quebec, United States of America and South Korea.

Click the headings below for more information on employees, self-employed persons, grant recipients and civil servants posted to an agreement country.

Posted employee to an agreement country

Working in a social security agreement country

If your Finnish employer posts you to work temporarily to a social security agreement country, you can continue to be covered by Finnish social security under certain conditions.

For more information on the conditions relating to a posted employee, go to Working abroad.

Your employer can apply for the A1 certificate for a posted employee using our printable online form. For more information, go to Application forms or click the links below.

Self-employed person in an agreement country

Working in an agreement country

As a rule, when you work as a self-employed person abroad, you are covered by the social security of the country in which you work. In that case, you pay all your social security contributions to that country, if the country’s laws so requires. In addition, you have the right to all statutory social security benefits of that country.

The bilateral social security agreements differ from each other as far as self-employed workers are concerned. However, most new social security agreements include regulations on self-employment, as well. If you are a posted self-employed worker, you can be covered by Finnish social security laws for the length of time stated in the agreement.

A separate agreement has been made with the United States of America. According to that agreement, if you live in Finland and work temporarily as a self-employed person in the United States for one year at the most, you can keep your insurance under the Self-Employed Persons’ Pensions Act valid in Finland during that year. This requires that you have had valid insurance under the Act for at least four months before going to work in the United States. You have to apply for the FI/USA A1 certificate from the Finnish Centre for Pensions before you begin your self-employment in the United States. The certificate proves that you are covered by Finnish social security laws.

If you continue working in the United States for more than one  year, you can no longer be covered by Finnish social security and your insurance under the Self-employed Persons’ Pensions Act cannot be continued.

For more information on the general conditions for posting abroad, go to Working abroad.

Grant recipient in an agreement country

Working in an agreement country as a grant recipient

In international situations, the same rules apply for grant recipients as for self-employed persons. There are few rules in the mutual social security regulations on self-employed persons.

Finland has made a separate agreement with the United States. According to the agreement, if you are a grant recipient going to work in the United States for no more than one year, you can be covered by Finnish social security while working in the United States if:

  • you have been covered by Finnish social security laws immediately before going abroad, and
  • you have taken out insurance under the Farmers’ Pensions Act for your period of work abroad.

You have to apply to the Finnish Centre for Pensions for a certificate to prove that you are covered by Finnish social security laws while working in the United States.

If you will work in the United States for more than one year, you can apply for an exemption and continue to be covered by Finnish social security laws for a longer period of time. Send in your application for an exemption to us. We will forward it to the Ministry of Social Affairs and Health, which will issue the decision.

Finland has agreed on exemptions also with other agreement countries. That way , you can continue to be covered by Finnish social security laws while working as a grant recipient abroad.

Contact us for more information on the exemptions.

More information:

Civil servant in an agreement country

Working as a civil servant in a social security agreement country

If you work as a civil servant in one of the agreement countries, contact us for more information on your earnings-related pension insurance while working abroad.