Bilateral social security agreements

Finland has bilateral social security agreements with Australia, Canada, Chile, China, India, Israel, Quebec, South Korea and the United States.

The bilateral social security agreements do not provide all the same benefits as does EU’s social security regulation. All of them cover pensions but, for example, the agreements with the United States and Canada do not include statutory accident insurance and the majority of the benefits paid by the Social Security Institution of Finland (Kela). The agreement with China concerns mainly the insuring of employees or self-employed workers.

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When there is no social security agreement

In cases were there is no social security agreement between the countries (for example,  Russia), the national legislation of both the sending and the receiving country is applied.

In such cases, nothing prevents the collection of contributions in both countries (double contributions), and all restrictions that apply to receiving social security apply in both countries. As a result, contributions often have to be paid, at least partly, to both countries, although the social security may be deficient. In many cases, the payment of benefits outside the country’s boarders is also restricted.

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