Effectiveness and incentive effects of experience rating in disability insurance: A questionnaire study on employers’ views

Finnish Centre for Pensions, Studies 03/2017


Jyri Liukko, Anu Polvinen, Meeri Kesälä and Jarno Varis

This report explores Finnish employers’ views on the effectiveness of disability insurance experience rating, their perceptions of the justness and fairness of the experience rating system, and the effects of the system on disability prevention and on recruitment and dismissals. The study is based on a questionnaire among employers.