News and Press releases


Indicators of social security and growing workforce mobility

The adequacy of pensions gains in importance for the economic well-being of an ever-growing share of ageing Europeans. One of the keynote speakers, Rudi Van Dam (Chair of ISG), points out that the social security indicators have to be improved and made more multi-dimensional. The job is not easy, because the indicators are a politically […]

View the visualised money flows of earnings-related pensions

The pension assets of the earnings-related pension scheme decreased in 2018 by 6.1 billion euros, amounting to 196 billion euros at year-end. The last time the pension assets decreased was in 2011, as a result of the euro crisis. Examine the money flows with the visualisation of the earnings-related pension money flows.

Pro gradu -palkinnon voittanut Natalia Edelmann pitää kunniakirjaa kädessään puutarhassa.

Pro Gradu Award to Natalia Edelmann

Each year, the Finnish Centre for Pensions grants a Pro Gradu Award to a distinguished Master’s thesis. This year, the award was granted to a thesis from the Tampere University on rehabilitation within the earnings-related pension system. The author of the winning thesis, Natalia Edelmann, has a clear vision: she wants to prevent discontinued rehabilitations.

What do we expect of social security?

One of the most distinguished experts on social indicators, Rudi Van Dam (Chair of the Indicators Subgroup ISG) is one of the keynote speakers at Pension Adequacy in Europe – Today and Tomorrow. The conference, a side event of Finland’s EU presidency, is organised in Helsinki on 17 September 2019 by the Finnish Centre for […]

Naismyyjä seisoo kahvilan tiskin takana.

Number of underinsured self-employed persons continues to grow

207 000 self-employed persons were insured under the Self-employed Persons’ Pensions Act in 2018. Every fourth of them set their confirmed income, which forms the basis of their future pension and other social insurance, at or near the minimum requirement. Of the newly self-employed, two out of five underinsured themselves, statistics of the Finnish Centre […]

Research seminar in May: German pension reforms in a changing society

The generous German pension reforms have raised extensive discussions about the sustainability of the country’s pension system. Researcher Dina Frommert from Deutsche Rentenversicherung Bund explains the content of the recent reforms and the results of the life cycle research at our research seminar on 23 May.


Gender gap in pensions persist in spite of extended working lives

The working lives of men and women are almost equally long, but women still get lower old-age pensions than men. The problem lies in women’s lower wages and their work history. Extending working lives alone will not fix the gender gap in pensions, researchers at the Finnish Centre for Pensions argue. 

Changes in our Customer Services

Our Customer Service answers your questions on pensions from abroad, insuring work abroad and taking out pension insurance, as well as general questions on earnings-related pensions, at one phone number. At the same time, our eService has expanded, and you can also contact us via Messages.

Pension indicators in concise package

Pension Indicators offers a concise information package on the status and outlook of earnings-related pensions in Finland. This annually updated report has been compiled for the decision-makers and all interested in the outlook of pensions.

Unemployment still a major risk for elderly workforce

Although more than half of the Finnish and Dutch population who work in their mid-fifties manage to reach their retirement age, there are many trajectories out of the labour market. Reforms in the 2000s have contributed to longer working lives in both countries, but elderly women and low-educated workers continue to run a greater risk […]

The supervision of the self-employed based on 2017 tax data has begun 

The Finnish Centre for Pensions supervises that the self-employed meet their insurance obligation under the Self-employed Persons’ Pensions Act. If the value of the work input of the self-employed person exceeds the limit set in the Self-employed Persons’ Pensions Act (€7,645.25 in 2017), the self-employed has to take out pension insurance under the Act.

Press releases

Brochure recipients knew more about the pension reform

Those who received the brochure knew the pension reform well, as much as three times better than those who did not get the brochure. Brochure recipients also regarded the pension reform as just and fair more often than non-recipients. However, the brochure had no effect on retirement intentions.

No changes to effective retirement age

According to the statistics of the Finnish Centre for Pensions, people in Finland retired on an old-age pension in 2016 at age 61.1 years on average. The effective retirement age was the same as in 2015. The number of new retirees rose to 76,000 persons, of whom 75% retired on an old-age pension.

Pensioners’ economic welfare continues to improve

Pensioners in Finland have enjoyed improving economic welfare in the past 20 years. This conclusion comes out of a broad investigation by the Finnish Centre for Pensions (ETK) into the development of pensions and pensioners’ economic welfare in 1995–2015. The assessment used a wide range of indicators, including pension income, household disposable income, consumption, assets […]

Pension reform takes effect at turn of the year

Finnish earnings-related pensions have been reformed. The reform will take effect on 1.1.2017. Pension accrual rates will change immediately.  The first new partial old-age pensions can be granted as of February 2017.  In practice, the retirement age will rise in 2018. It will be possible to apply for the new years-of-service pension at the end […]

Soft methods to extend working lives

Improving management practices and work engagement, as well as offering personnel training, significantly affect the stability and length of working lives. These soft methods are just as effective as preventing various threats and obstacles, as concluded in a new collection of studies titled Working conditions and working lives.

Finnish pension contributions on an average European level

Relative to GDP, the pension contribution level is the highest in Denmark and the lowest in Sweden. Finland stands out with high employer contributions and lower-than-average employee’s contributions. This is evident from the Finnish Centre for Pensions’ comparison.

Melbour Mercer Global Pension Index -logo

Finland #4 in international pension comparison

The Finnish pension scheme rose in ranking since last year, ending up fourth in the international Melbourne Mercer Global Pension Index (MMGPI) comparison published today. We outranked both Sweden and Switzerland. According to the comparison, our pension scheme tops the list in the sub-indexes of integrity and transparency.

Considerable differences in immigrants’ working lives

The status of immigrants on the labour markets has improved considerably since the 1990s. Yet the differences between the diverse groups of immigrants are large. Female immigrants from the Middle East or Somalia have been employed for the least amount of time. Young male immigrants from Estonia have spent the most time in employment. This […]