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Invoicing service companies – employers or not?

Freelancers and artist are often customers of companies offering invoicing services. These companies deduct taxes, social security contributions and its own service fees from the payments their customers receive for jobs done. Many customers of invoicing companies thus consider themselves employees rather than self-employed. Earnings-related pension legislation says differently.

Earnings-related pension expenditure grew by EUR 800 million

In 2015, statutory earnings-related pensions were paid to the amount of 25.3 billion euros. The amount grew by an ample 800 million euros compared to 2014. The largest average pensions paid abroad were paid to Portugal. The pension gender gap is emphasized at both ends of the income spectrum.

Fewer and fewer able to save for retirement

Roughly one third of the Finnish population has saved for retirement. Although nearly 50 per cent of Finns assess their retirement income to be inadequate, saving has not increased in recent years. The reason is simple: people cannot afford to save for retirement.

Working life after job loss for the above-45-year-olds

Considerable shares of the above-45-year-olds who have been made redundant have been reemployed. Researchers from the University of Tampere and the University of Eastern Finland studied the employment trajectories of displaced 46–60-year-old workers for eight years.

The new etk.fi adapts to your screen

You have entered the new etk.fi, which adapts to your terminal device. The clearer main menu, the improved search function and the repeated links to our eServices make the site easier to navigate. You have access to our expertise more diversely than before through, for example, our blog.

Average monthly pension EUR 1,613

The average monthly total pension in 2015 was EUR 1,613. On average, men receive higher pensions than women do. The average pension for men in 2015 was EUR 1,829 per month, while the same figure for women was EUR 1,434. Women’s pensions averaged 78 per cent of those of men. The data is per year-end […]

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