Working abroad, what about the pension?

The social security Regulation of the EU and bilateral social security agreements that Finland has with other countries determine whether a pension accrues from work abroad, and according to which country's pension scheme it accrues. Thus a person who is going to work abroad should read the information in this section.

If you go abroad as a posted worker or as self-employed, you will, for certain countries, need a certificate stating that you remain covered by the Finnish social security system (for instance A1). Instructions and forms are available here .

When you apply for a pension from work abroad, the Finnish Centre for Pensions forwards the application abroad and the decision from abroad to Finland. This section gives advice on applying for a pension. Information is also provided for returning migrants who think about spending their retirement in Finland.

The Finnish Centre for Pensions represents the Finnish statutory earnings-related pension scheme in the negotiations on social security agreements with other countries. This section provides up-to-date information on the agreements, and the agreement texts are also found here .